Simplify your underwriting process and speed up claims processing.

Policyholders and prospects expect their insurers to advise them on the most suitable products and coverages for their risk exposure.

Build a unique relationship with your customers thanks to our virtually instant method, as well as our fully optimised claims processing system that helps save on management fees.

Categorising buildings and their environment is a major focus for insurers, particularly those operating in multi-risk home insurance.

Simplify, digitise and speed up your underwriting process to win qualified leads, using a pricing scheme tailored to your own risks and objectives.

Insurance Smart Home Pricing is the only solution of its kind in France that transforms your underwriting and technical management processes into home insurance.

It aims to offer innovative drivers for optimisation, in terms of:

Making the underwriting experience faster and more straightforward
Providing customised services
Anticipating risks and presenting up-to-date information throughout the customer relationship life cycle
Estimating the potential claim rate and helping to carefully manage your portfolio’s exposure to weather events

This digital underwriting solution opens up a world of contextual, geolocated, original and actionable data, all based on a simple address.

Attributes


Living area	Heating type	Wall-building materials	Weather variables


Adjoining buildings: info. on annexes/outbuildings	Solar panels	Number of rooms	Number of buildings in a 50-m radius


Period of construction	Roofing type	House value	Wall damage


Living area	Heating type


Wall-building materials	Weather variables


Adjoining buildings: info. on annexes/outbuildings	Solar panels


Number of rooms	Number of buildings in a 50-m radius


Period of construction	Roofing type


House value	Wall damage

Technical features

250 high-value-added attributes documented and classified by theme
34 million buildings, 88 million geolocated plots
Address databases all unified in one place
Geocoded buildings
Data joining between addresses and buildings
Real-time analysis
Reliable, regularly updated data
No use of personal data

« Based on innovative methods and unique data, Insurance Smart Home Pricing leverages the data science knowledge and expertise of Addactis®, coupled with high-value-added data from namR, in order to boost underwriting and re-envision the customer experience. » Guillaume Rosolek, Partner – Head of Pricing & Data P&C ADDACTIS France.

Download the product brochure

Visit the addactis website